Get paid the moment your agent delivers.
The Charge Card API lets AI agents and digital platforms collect a facilitation fee instantly, alongside the core purchase, with clear attribution on the consumer's statement. Strictly for digital goods, subscriptions and service fees.
Two ways to monetize agentic commerce.
Expand each to see exactly how it works, end to end.
Agent Checkout: Collect a Fee
Monetize agent-facilitated transactions with automated fee collection
How It Works: Single Transaction, Dual Revenue
User Authorization
User authorizes purchase through your AI agent using their card
Issued by Bank ABC
PayOS Processing
PayOS converts card ****1234 and gives AI Agent token to complete checkout directly with merchant
PayOS simultaneously charges card ****1234 for agent facilitation fee
Instant Settlement
Bank Statement
Merchant Attribution Fees: AI Agents can also earn additional revenue through merchant partnership fees when directing users to specific merchants, creating a dual revenue model on top of facilitation fees.
Why PayOS for Agent Checkout?
Unified Stack
Agent Tokens, VAS, and Fee Collection all in one platform. Complete payment infrastructure for AI agents.
No Processor Needed
Direct integration without payment processor setup. Start collecting fees immediately with our infrastructure.
No MOR Responsibilities
No merchant of record responsibilities. We handle compliance, disputes, and regulatory requirements.
Agent Checkout Use Cases
AI Shopping Enablement
Personal shopping AI finds products, compares prices, and completes purchases while collecting service fees.
Fee: 2-5% per transactionFood Ordering AI
AI assistants handle restaurant orders, apply deals, and collect convenience fees for seamless ordering.
Fee: $1-3 per orderConsumer Chat Assistants
General purpose AI assistants that can make purchases on behalf of users while earning facilitation fees.
Fee: $0.50-5 per transactionSubscription Management
AI manages user subscriptions, renewals, and upgrades while collecting management fees.
Fee: 1-3% of subscriptionTravel Booking AI
AI books flights, hotels, and activities while collecting booking fees from travelers.
Fee: $5-25 per bookingSmart Home Purchasing
IoT and smart home AI automatically orders supplies and replacements with service fees.
Fee: 2-4% per orderAgent Billing: Charge for AI Usage
Complete billing infrastructure for AI-powered services
One transaction, dual revenue
Monetize every agentic transaction.
Collect facilitation fees and subscriptions with the Charge Card API, transparently, instantly.