Now self-serveAccess PayOS data to make better payment decisions, no sales call needed.Start building →
‹Bank Data

Routing Number Lookup

Reveal a bank real-time capabilities across TCH RTP and FedNow, including Request for Payment, before you move a cent.

Start using PayOS, pay per use. No sales call required.

Everything a routing number tells you.

Which bank is behind it, and what that bank can do in real time.

The bank behind the number
⁆ 322274242 → resolved
Bank namePARTNERS FCU
LocationBURBANK, CA
Routing number3222-7424-2
Telegraphic namePARTNERS FCU BURBK
Directory revisedJuly 1, 2014
Book-entry securitiesEligible
Funds transferEligible
What the number can do · real-time capabilities
RTP · The Clearing HouseENABLED
This bank can receive instant payments on the TCH RTP network.
Request for Payment · TCHNOT ENABLED
Whether you can bill this bank instantly: the payee requests funds and the payer approves from their banking app.
FedNowENABLED
Enabled for instant payments on the Federal Reserve’s FedNow rail, a second, independent real-time network.
Request for Payment · FedNowNOT ENABLED
Instant billing over FedNow, graded separately because banks enable each network on its own schedule.
Every lookup is confirmed and traceable: a success flag and a unique lookup ID come back with each call, in real time.

Ordinary routing lookups miss the beat.

They name the bank and stop. PayOS also tells you what the number can do.

Pick the rail
Before you pay
RTP-eligible: send instant
Otherwise: quote ACH honestly
Two networks
TCH + FedNow
Each graded separately
Always a redundant path
Instant billing
Request for Payment
See who is billable via RfP
Approve from the banking app
Honest UX
Promise what is true
Show “instant” only when real
No broken payout promises

Real problems, solved before money moves.

The same nine digits, put to work at four different moments.

Payouts
Send it instant
RTP enabled: payout lands in seconds
No RTP: quote ACH timing upfront
Billing
Bill instantly via RfP
RfP enabled: approve from banking app
No RfP: fall back to ACH debit
Redundancy
Survive an outage
On both rails: route around downtime
One rail only: know your exposure
Verification
Fastest ownership proof
RTP enabled: instant microdeposits
Else: 1–3 day ACH deposits