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‹Business Data

Business Adverse Media

Surface negative news on a business and its owners: financial crime, fraud, corruption and enforcement coverage, categorized and dated.

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Overview

Know what the news says before you say yes

One call · every finding sourced
Meridian Trading Ltd
Legal entity
⚠2 findings
A. Rahimi
Beneficial owner · 62%
✓Cleared
L. Chen
Director
✓Cleared
Regulatory action · 14 mo ago
Categorized · sourced · summarized
✓Low risk
✓Risk level: low · sources attached
What lists miss
The supplier under investigation, the merchant fined last quarter, the director in a live case.
Where the news lives
Spread across outlets, regulators and courts in dozens of countries and languages.
Why search fails
Most results are about someone else, and the coverage that matters is often local-language only.
What PayOS does
Resolves the entity, trade names and principals, searches global sources, and discards wrong-party coverage.
What comes back
Findings by risk type, severity and recency, each summarized and sourced, rolled into one risk level.
How you call it
One REST API with webhooks, or the MCP server for AI agents.
Where it runs

When you run it

Adverse media answers the question sanctions lists cannot: is this a business you want to be associated with, and is anything changing?

Trigger events: volume spike, chargeback surge, ownership change
Onboarding
Screen the business, trade names and principals before approval.
Payout
Re-check before high-value funds move.
Ongoing monitoring
New coverage reaches you the day it is published.
new coverage
Use cases

Where teams use it

Who
What they look for
Why PayOS
Marketplaces & platforms
Sellers and service providers with a history of fraud, counterfeit goods, consumer harm or regulatory action
Findings are tied to the resolved seller and its owners, so a common company name does not raise a false alarm or hide a real one.
Payment facilitators & acquirers
Sub-merchants whose risk profile changes after underwriting
Continuous monitoring surfaces new enforcement actions or investigations without re-running the whole portfolio manually.
B2B payments & procurement
Suppliers with bribery, labor, environmental or insolvency exposure
Categories map directly to third-party risk policies, and each finding carries its source for the procurement file.
Lenders & embedded finance
Borrowers and guarantors facing litigation, insolvency or regulatory penalties
Severity and recency scoring shows whether a finding is a live risk or a resolved historical matter.
Banks & fintechs onboarding businesses
Enhanced due diligence on higher-risk merchants and their principals
Multilingual coverage catches local-language reporting an English-only search misses.
Agentic commerce
Merchants an AI agent is about to buy from or pay for the first time
The agent receives a structured risk level and summary through the PayOS MCP server before it authorizes the transaction.
Benefits

What you get

1 / 6
Categorized findings
Financial crime, fraud, corruption and regulatory action, separated.