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‹Business Data

Business OFAC Screening

Screen a business and its beneficial owners against global sanctions and watchlists before you onboard, process or pay out.

Start using PayOS, pay per use. No sales call required.

Overview

Screen the business, and the people behind it

One call · every party screened
Meridian Trading Ltd
Legal entity
✓Cleared
A. Rahimi
Beneficial owner · 62%
⚠Review
L. Chen
Director
✓Cleared
Bank jurisdiction
Payout rail check
✓Cleared
✓Decision: clear to pay · evidence attached
The obligation
Every business you pay, or get paid by, must be checked before funds move, and again as lists change.
The hard part
Lists update daily, in dozens of formats and scripts. A partial name match still needs a call.
What PayOS does
Resolves the legal entity, officers and beneficial owners, then screens each against OFAC and global programs.
What comes back
Cleared, review or match for every party, with the list, program and confidence score as evidence.
When it runs
At onboarding, at payout, and continuously as lists change.
How you call it
One REST API with webhooks, or the MCP server for AI agents.
Where it runs

When you run it

Sanctions screening sits at three points in the life of a business relationship: admission, money movement, and every day in between as lists change.

Onboarding
Screen the entity, officers and beneficial owners before approval.
Payout or settlement
Re-check the payee and its bank jurisdiction before funds move.
Ongoing monitoring
Re-screen the whole portfolio each time a list changes.
list updates
Use cases

Where teams use it

Who
What they screen
Why PayOS
Marketplaces & platforms
Sellers, hosts, service providers and their owners at signup and before each payout
One call covers the legal entity, trade name and owners. Payouts to a listed party are blocked before they leave the platform.
Payment facilitators & acquirers
Sub-merchants during underwriting and on a continuous basis
Portfolio-wide re-screening runs automatically when a list changes, so no sub-merchant is screened once and forgotten.
B2B payments & AP automation
Suppliers and vendors before invoices are paid
Bank country, registered address and ownership are checked together, not just the payee name.
Lenders & embedded finance
Business borrowers and guarantors at application and disbursement
Confidence-scored matches with attached evidence reduce analyst time on each file.
Cross-border payouts & remittance
Beneficiary businesses in any corridor
Names in Arabic, Cyrillic, Chinese and other scripts are matched against Latin-script list entries and vice versa.
Agentic commerce
Merchants and counterparties an AI agent is about to transact with for the first time
Agents call PayOS through the MCP server and receive a machine-readable decision before authorization.
Benefits

What you get

1 / 6
Entity and owners together
Screen the business and the people who control it in one call.