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‹Business Data

KYB

Verify a business is real, registered and legitimately operated, with beneficial owners and watchlist screening, before you onboard or pay it.

Start using PayOS, pay per use. No sales call required.

Entity, ownership and risk, one KYB call
Northwind Trading LLC
Reg 81-2043 · DE, US
→
POST /kyb
01
Entity verification
Legal name, registration number and status matched against official registries.
Legal entityReg. numberGood standing
02
Beneficial owners
Resolve the ownership tree and verify every UBO above the disclosure threshold.
UBO treeDirectorsID match
03
Watchlist screening
Screen the business and its owners against sanctions, PEP and adverse-media lists.
SanctionsPEPAdverse media
Global business-verification data, in one PayOS API and decision.
195+
Countries covered
14K+
Watchlists & sources
450M+
Business records
25%+
UBO ownership depth
✕ Without PayOS
Onboarding a business on trust alone exposes you to shell companies, straw owners and fraud.
✓ With PayOS
✓Legal existence ✓Ownership transparency ✓Watchlist screening ✓Faster onboarding
Confirm legal existence, registration status, ownership and sanctions screening in a single verification call.
Why it matters

Built to move the metrics you care about

Every signal returns before you authorize, so it shows up where it counts: approvals, fraud, compliance and conversion.

Legal existence

Confirm the entity is registered and in good standing.

Ownership transparency

Resolve and verify beneficial owners.

Watchlist screening

Screen the business and owners against sanctions.

Faster onboarding

Approve legitimate businesses in one step.

Real problems, solved before money moves.

The same signal set drops into the moments that decide an outcome, from checkout to payout to compliance review.

Merchant onboarding
Verify a business before enabling processing.
Marketplace sellers
Vet third-party sellers before payouts.
Lending underwriting
Confirm the borrowing entity is real.
Vendor due diligence
Screen suppliers before you pay them.