Your agent can pay securely.
And get all the data it needs to evaluate risk, prevent fraud, and create great payment experiences.
Real questions, answered.
Better approvals
Clear more good payments the first time.
One-time, consent-anchored tokens instead of stored card numbers.
Structured card attributes the agent can reason over.
Confirm the account is valid and owned by the user before the agent moves money.
Know lost, stolen or closed status before the agent submits the order.
Merchants and banks see the agent, the consent and the card behind every agent-led payment, so good orders get approved.
Lower fraud
Stop bad actors before money moves.
Higher conversion
Less friction where customers decide.
Accurate inventory and pricing, purchase in one step.
Users add cards once, agents draw from them.
Card art, rewards and personalization at checkout, so users recognize and trust what the agent pays with.
Visa, Mastercard, American Express, Discover and UnionPay, all through one agentic flow.
Better experiences
Payments customers recognize and trust.
Use rewards data to choose the card that earns the most.
Give an agent a one-time token for a card you know, including the rewards it earns.
The user's own card pays, so points keep accruing and dispute rights stay exactly as they are.
Agents navigate merchant sites in a real browser, then pay with PayOS in the same session.
Stronger compliance
Stay inside network rules and AML obligations.
Verify identity and screen for OFAC, PEP and adverse media before the agent can spend.
Verify the business, then screen it for OFAC and adverse media.
Every product callable from your agent over API or MCP.
New revenue
Get paid for the value you create.
Facilitation and attribution fees on agent-led orders.
Charge a one-time, non-refundable fee for the work the agent does.
Recurring or metered charges for your agent or AI service.
One-time license, content and access fees.
Come build with us.
Every PayOS product is à la carte. Bring your flow, and we'll build the right data into it together.