Every PayOS service, called directly.

Integrate against the REST API or the MCP server, and use an SDK wherever one is available. The same operations, the same responses, whichever you choose.

Three ways in. One set of services.

Every PayOS service is available over the API and the MCP server. Where we publish an SDK, it wraps the same operations.

All services

REST API

Every service, one authenticated endpoint per operation.

All services

MCP Server

The same services exposed as tools an AI agent can call directly.

Selected languages

SDKs

Where a language SDK exists, it wraps the same operations.

Nothing is API-only. If a service exists at PayOS, you can reach it from the REST API and the MCP server alike.

Access all our intelligence.

Card, bank, business, user, transaction and agent. One set of credentials reaches all of it.

Start Building ›

Keys, then calls.

No sales call required to start in sandbox.

Get your keys

Sandbox and production keys, scoped per environment.

Pick your channel

REST, MCP or an SDK. The operations are identical.

Go to production

Swap the key. Nothing else changes.

Start with the direct integration.

Get sandbox keys and call your first operation today.